Leiani Fcs
map-marker Detroit, Michigan

They bring you in 3/4 of the way and then underwriter blows you out with demand of a $3,000 reserve why was that not presented in the beginning why did I go that far into the process I got slammed

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
Need my loan investigated spent a week of hussling info time gas energy to find out underwrighter needs 3000 dollor reserved for me to qualify after i did loan docs notary pre-approval they should know in the beginning that this was going to up the b
View full review

User's recommendation: Understand the loan b4 you waist customers time and underwrighter blows the customer out of the deal..

Alliana Xdy
map-marker Flint, Michigan

Simple Mortgage - Mortgage Refinance Review from Flint, Michigan

stars-rating-full stars-rating-full stars-rating-full stars-rating-full stars-rating-full
Simple Mortgage - Mortgage Refinance Review from Flint, Michigan
Simple Mortgage - Mortgage Refinance Review from Flint, Michigan - Image 2
Steve Frankiewicz Simple Mortgage is a rip-off. They offer to refinance regardless of your credit history and then lead you on and on, month after month, with nothing being resolved. I received a call from Steve Frankiewicz in December, offering to lower my interest rate. A few weeks later he called back and said he had secured a mortgage but that I had to pay for an appraisal. He said it was $998.00, and I told him I wasn't going to pay for it unless I had a guarantee that the loan was approved. He assured me it was guaranteed and only dependent on the appraisal value being for what they needed to secure a 75% loan-to-value ratio. I paid for the appraisal, which by the way was $998, not the $625 he claimed. My home appraised for $11,000 more than what was needed to secure the loan. I did not hear from them for over 2 weeks, and when I called Jessica Frankiewicz who said everything was a go and that he would get me the necessary paperwork in the mail. A few days later a Syd Williams called and said my loan had been rejected. After getting irate because I had been told by Steve Frankiewicz that it had been approved, he said his boss Larry frankiewicz , was still trying to place it. Without going into all the details of what has transpired in the past 2 months, let me just say I've been told 3 times my loan was approved, at four different loan-to-value ratios ranging from 78% down to 65%. I've been sent 2 different good faith estimates, and have emails from Steve Frankiewicz himself claiming to have secured the loan, only to tell me he's still trying 2 weeks later when we're trying to close. My advice is to stay away from Simple Mortgage, Steve Frankiewicz, Jessica Frankiewicz, Larry Frankiewicz, and Syd Williams. They are con-artists who do nothing but back-stab each other and lie to the client. My beef with them is that they were told UP FRONT money they stole form me. Steve Frankiewicz VP Simple mortgage steve.mortgage2012@***.com 313-701-**** mobile 810-244-**** Fax https://sfrankiewicz.simplemortgage.cc http://stevefrankiewicz-mortgage-farmington.info https://simplemortgage.cc NMLS #164041 21898 Farmington Rd, Farmington, Michigan 48336 Jessica Frankiewicz Loan Processor 248-473-**** mobile https://simplemortgage.cc Syd Williams Loan Officer NMLS # 148**** 586-549-**** mobile swilliams@***.cc https://swilliams.simplemortgage.cc http://sydwilliams-mortgage-clearwater.info https://simplemortgage.cc 601 Cleveland St, 501-6 Clearwater, Florida 33755 Larry frankiewicz 313-920-**** office 313-920-**** mobile mortgagewithlarry@***.com NMLS # 164060 https://lfrankiewicz.simplemortgage.cc https://simplemortgage.cc 21898 Farmington Rd, Farmington , MI 48336 other people that work with this scam of a company Amanda Korte 616-855-**** NMLS # 108**** Amelia Watts 865-919-**** NMLS # 914299 Brandy Wambold 810-338-**** NMLS # 166**** David Crespo 810-691-**** NMLS # 137623 Dawn Rachelle Mccarty 734-260-**** NMLS # 82364 Debra Lynn Grantham 810-241-**** NMLS # 130682 Jason Morello 231-920-**** NMLS # 136**** Jeffrey Scott Zimmerman 248-770-**** NMLS # 131260 Jennifer Gordon 616-723-**** NMLS # 158**** Kerri Roberts 810-338-**** NMLS # 131449 Kim Conklin 616-635-**** NMLS # 159**** Larry Frankiewicz 313-920-**** NMLS # 164060 Linda Lee Guigear 810-516-**** NMLS # 157413\ Mark James 248-705-**** NMLS # 138**** Mary Jeffries Patrick 248-798-**** NMLS # 71841 Michele A. Sims 248-480-**** NMLS # 139088 Michele Rhodes 313-737-**** NMLS # 265460 Mitra Sharifi 615-669-**** NMLS # 890517 Peggy Sue Atwell 810-358-**** NMLS # 218525 Penny Annette Jones 810-577-**** NMLS # 137550 Pete Gust Georgiou 313-477-**** NMLS # 162456 Randy Smith 810-241-**** NMLS # 104866 Ron Gipson 810-523-**** NMLS # 170026 Ron Newton 810-523-**** NMLS # 163**** Salwa Fawaz 313-384-**** NMLS # 172616 Steve Frankiewicz 313-701-**** NMLS # 164041 Syd Williams 586-549-**** NMLS # 148**** Tiffany Roper 810-287-**** NMLS # 161****
View full review
Loss:
$998
Cons:
  • 586-549-6704
  • 313-701-2771
  • Larry frankiewicz
Reason of review:
Not as described/ advertised

Preferred solution: Full refund

Why Trust Reviews on PissedConsumer?

  • Professional auto and live moderation
  • 100% user-generated content
  • Equal opportunity and protection
  • Zero tolerance for fake reviews
  • Verified content
  • PissedConsumer is on the Inc. 5000 list

For more information read Blog article