Steve Frankiewicz Simple Mortgage is a rip-off. They offer to refinance regardless of your credit history and then lead you on and on, month after month, with nothing being resolved.
I received a call from Steve Frankiewicz in December, offering to lower my interest rate.
A few weeks later he called back and said he had secured a mortgage but that I had to pay for an appraisal. He said it was $998.00, and I told him I wasn't going to pay for it unless I had a guarantee that the loan was approved. He assured me it was guaranteed and only dependent on the appraisal value being for what they needed to secure a 75% loan-to-value ratio.
I paid for the appraisal, which by the way was $998, not the $625 he claimed. My home appraised for $11,000 more than what was needed to secure the loan. I did not hear from them for over 2 weeks, and when I called Jessica Frankiewicz who said everything was a go and that he would get me the necessary paperwork in the mail.
A few days later a Syd Williams called and said my loan had been rejected. After getting irate because I had been told by Steve Frankiewicz that it had been approved, he said his boss Larry frankiewicz , was still trying to place it.
Without going into all the details of what has transpired in the past 2 months, let me just say I've been told 3 times my loan was approved, at four different loan-to-value ratios ranging from 78% down to 65%. I've been sent 2 different good faith estimates, and have emails from Steve Frankiewicz himself claiming to have secured the loan, only to tell me he's still trying 2 weeks later when we're trying to close.
My advice is to stay away from Simple Mortgage, Steve Frankiewicz, Jessica Frankiewicz, Larry Frankiewicz, and Syd Williams. They are con-artists who do nothing but back-stab each other and lie to the client. My beef with them is that they were told UP FRONT money they stole form me.
VP Simple mortgage
21898 Farmington Rd, Farmington, Michigan 48336
NMLS # 1485974
601 Cleveland St, 501-6 Clearwater, Florida 33755
NMLS # 164060
21898 Farmington Rd, Farmington , MI 48336
other people that work with this scam of a company
Amanda Korte 616-855-4200 NMLS # 1083851
Amelia Watts 865-919-1399 NMLS # 914299
Brandy Wambold 810-338-2921 NMLS # 1660382
David Crespo 810-691-5063 NMLS # 137623
Dawn Rachelle Mccarty 734-260-2660 NMLS # 82364
Debra Lynn Grantham 810-241-8033 NMLS # 130682
Jason Morello 231-920-4541 NMLS # 1367249
Jeffrey Scott Zimmerman 248-770-7408 NMLS # 131260
Jennifer Gordon 616-723-1965 NMLS # 1589674
Kerri Roberts 810-338-1157 NMLS # 131449
Kim Conklin 616-635-0232 NMLS # 1591109
Larry Frankiewicz 313-920-4971 NMLS # 164060
Linda Lee Guigear 810-516-9835 NMLS # 157413\
Mark James 248-705-8683 NMLS # 1380096
Mary Jeffries Patrick 248-798-9217 NMLS # 71841
Michele A. Sims 248-480-2080 NMLS # 139088
Michele Rhodes 313-737-3771 NMLS # 265460
Mitra Sharifi 615-669-3382 NMLS # 890517
Peggy Sue Atwell 810-358-7477 NMLS # 218525
Penny Annette Jones 810-577-2890 NMLS # 137550
Pete Gust Georgiou 313-477-1005 NMLS # 162456
Randy Smith 810-241-1547 NMLS # 104866
Ron Gipson 810-523-9334 NMLS # 170026
Ron Newton 810-523-9344 NMLS # 1637471
Salwa Fawaz 313-384-9135 NMLS # 172616
Steve Frankiewicz 313-701-2771 NMLS # 164041
Syd Williams 586-549-6704 NMLS # 1485974
Tiffany Roper 810-287-6228 NMLS # 1619646
Reason of review: Not as described.
Monetary Loss: $998.
Preferred solution: Full refund.
I didn't like:
Steve frankiewicz simple mortgage is a rip-off, Syd williams, 586-549-6704, 313-701-2771, Larry frankiewicz.